NetBranch.com : : LoanOfficer.com

A Net Branch is an arrangement that compensates a loan officer or branch manager based on the excess of revenues over expenses incurred by your branch. A branch may consist of a team of two loan officers working together from home or an established commercial office location including multiple loan officers, processors and office staff. NetBranch.com provides numerous services to assist each branch in producing both high volume and high quality mortgage loans. You have the autonomy to market services and conduct your operation as you feel appropriate while managing your office with a focus on sales, not administration.

Some of the services we provide include:

	Nationwide licensing & bonding

	Compliance & auditing

	Investor & agency approvals

	Accounting/Payroll

	Employee benefits

	Human Resource services

	Government program approvals

	Sales & marketing training & assistance

	Quality Control

	Record maintance

	State & federal reporting

	IT and Web Services

Branch revenue includes, but is not limited to the following fees that are charged and paid to you:

	Origination points

	Discount points

	Brokerage commissions

	Yield spread payments

	Service Release Premiums (SRP)

	Processing fees

	Underwriting fees

Branch expense includes, but is not limited to the following fees that are incurred as a direct result of operating your specific branch.
* if applicable

	Rent *

	Utilities*

	Marketing expense*

	Credit reports*

	NetBranch fee*

	Postage*

	Loan Officer commissions*

The end result means increased income and less time wasted on administrative aggravation. Let the NetBranch.com corporate staff provide the back office functions that would otherwise burden you from concentrating on what you do best… originating more loans.


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